A new NerdWallet analysis looked at the insurance department websites of all 50 states and Washington, D.C., to determine just how helpful they are to consumers.
By Eric JorgensenLearn more about Eric on NerdWallet’s Ask An AdvisorOften I hear people say, “Insurance is a scam” or, “It’s too expensive.” But I’ve never heard anyone complain about insurance when they’ve needed it.
What would we do without our smartphones, tablets and laptops? They’re essential tools tethered to our daily lives. Without them, our productivity would grind to a standstill.
You might think you have airtight insurance protection against storms, car accidents and other mishaps. But you’d hate to discover hidden cracks in your coverage once it’s too late.
Having a flood insurance policy is a relief if you’ve suffered water damage. But it doesn’t guarantee that your troubles are over, because your claim could be underpaid or denied.
You know your pit bull wouldn’t hurt a fly. After all, it cowers before the neighbor’s cat. But your homeowners insurance company may be tougher to convince.
Like being struck by lightning, it’s easy to assume identity theft won’t happen to you.Unlike being struck by lightning, identity theft affects more than 15 million people every year, and it’s as easy as someone obtaining your name, birth date and Social Security number.
The nation’s insurance companies are preparing for an onslaught of claims as Hurricane Harvey’s toll in Texas comes into focus.
Home insurance doesn’t pay to repair damage caused by flooding. You’ll need to buy separate flood insurance to cover tropical storms, torrential rain and overflowing rivers.
Where to buy it
Pricing and discounts
So, should you buy it?