With another school year starting, you may be considering bringing a car to campus. It would make it convenient to get to your off-campus job or internship, and it would be nice to have for those late-night Taco Bell and fro-yo runs.
Unlike laws for drunk driving limits, which are fairly uniform across the U.S., regulations on driving with marijuana in your system vary from place to place. Six states enforce specific limits on how much THC, the main psychoactive element in marijuana, drivers can have in their blood. Twelve others have zero-tolerance policies. Most states, however, still lack concrete marijuana laws for motorists, according to the Governors Highway Safety Association.
If you’re a vehicle owner who’s ever needed extra cash, you may have considered listing your ride with a peer-to-peer (P2P) car-sharing service. These companies allow you to “rent” your vehicle to other drivers who need transportation. The more days per month you make your car available, the more you stand to earn.
Hazy. Clumsy. Unreliable. No, we’re not talking about a marijuana-impaired driver, but rather certain testing criteria used to weed them out.
Everyone wants car insurance that fits their budget. After all, it’s required in most states, and if you can’t afford it, you can’t legally drive to work, school or anywhere else. But what exactly is affordable auto insurance?
A new NerdWallet analysis looked at the insurance department websites of all 50 states and Washington, D.C., to determine just how helpful they are to consumers.
You’re on an overseas trip and about to rent a car. You decline the additional insurance offer and mentally high-five yourself for saying no because your credit card offers primary rental coverage.
No one wants to pay more for car insurance than they have to. But prices for the same level of coverage can vary widely from one insurance company to the next, since discounts and surcharges differ with each insurer. That’s why it pays to compare car insurance quotes from several companies.
If another driver causes an accident, you would generally make a claim against that person’s auto insurance for your injuries, except in no-fault states, and car damage. Crashes you cause are another story. Your insurance company may have to pay for damage and injuries you caused others. Your rates will typically go up at renewal time as a result.
By Eric JorgensenLearn more about Eric on NerdWallet’s Ask An AdvisorOften I hear people say, “Insurance is a scam” or, “It’s too expensive.” But I’ve never heard anyone complain about insurance when they’ve needed it.